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China made a wallet card with display for the digital yuan
06.01.2021 [17:29],
Gennady Detinich

In about two years, China plans to introduce digital money (digital yuan). For the most part, these will be applications on a smartphone. For those who find it difficult to use a smartphone in settlements, for example, the elderly or residents of remote regions of the country, the issue of wallets in the format of bank cards with an information display is provided. Similar wallets began to be implemented in one of the hospitals in Shanghai as part of a pilot project for the circulation of digital money.

Digital RMB Wallet. Image source: cnTechPost

Shanghai Tongren Hospital starts issuing digital wallets in the form of cards. Such wallets are planned to be used by hospital staff and patients. The electronic ink display built into the wallet card displays the remaining amount, the amount spent on the current payment, the number of payments and other information. Within the framework of the pilot project, such a wallet can be used to pay in the cafeteria, pay for parking or consultation. As noted, in the pilot project on the turnover of the digital yuan, for the first time, a payment mode with a “hard” wallet without a phone was implemented.

The digital yuan is a digital form of legal tender in the People’s Republic of China, issued by the People’s Bank of China, which has value and legal reimbursement alongside regular paper money and coins, and maintains controlled anonymity. It will be possible to settle in the digital yuan without conducting transactions through remote services, and this is their main feature and the difference between the digital yuan and modern digital payment systems.