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Yandex spoke about the reasons for the closure of the project to assess the solvency of Russians
nineteen.eleven.2021 [15:26],
Vasily Shkodnik

Earlier, Yandex launched a project for scoring Russian users (assessing solvency) in cooperation with the United Credit Bureau (OKB). Today it became known why the company refused this service.

Image source: “RIA Novosti”

Cooperation within the framework of the project with the OKB involved the analysis of users’ paying capacity using Yandex technologies. For this, an estimate of more than 1 thousand parameters was used for each person. After that, the result of the analysis was provided to the interested creditor bank upon request. At the end of last year, some Russian banks have already tested this product. Information that Yandex is withdrawing from Internet scoring appeared back in September 2021. However, only today, November 19, the reason became known, which Tigran Khudaverdyan, the managing director of the company, told in an interview to RBC.

According to the head of Yandex, scoring people goes against the ethics of the company, and from now on, the collected data will be used only within the organization in order to improve existing services or create new ones. At the same time, Tigran Khudaverdyan stressed that it was difficult for Yandex to abandon this project, since banks offered a lot of money for the opportunity to carry out scoring with the company’s algorithms.