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Jun 24, · X-Lite for Windows PC – Download X-Lite by CounterPath for Windows 10/8/7 bit/bit. X-Lite is a free premium SIP softphone with many PBX-like features. This app is one of the most popular Messaging and Chat apps worldwide! Install X-Lite latest full setup on your PC/laptop ✓ Safe and Secure!Estimated Reading Time: 7 mins. Compatibility Architecture: 32 Bit (x86) / 64 Bit (x64) Developer: Microsoft; WIN 10 FAST WITH COLLECTED INGREDIENTS: This Windows 10 Lite version removed various default apps including Edge browser, Windows Defender, Cortana, unnecessary tasks, music player and many more thus turning it into an operating system. extreme light action. Win 10 Estimated Reading Time: 40 secs. Jan 29, · An introduction to VoIP. X-Lite is a free program developed for both the Windows and Mac operating systems. Designed to help users transition from traditional phone usage to VoIP (Voice over Internet Protocol), X-Lite is the first step towards the fully loaded Bria desktop client. With the promise that users can try before they buy, CounterPath leaves you wanting a .
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Apple Pay has revolutionized in six years: half of iPhone users pay with a smartphone
When Apple introduced its Apple Pay payment system in September 2021, it seemed incredible. But today, 6 years later, more than half of iPhone users pay with a smartphone, and more than 10% of all bank card transactions are made by Apple Pay users. Many people now have their own contactless payment technologies using smartphones: Google, Samsung, Huawei, Garmin and Xiaomi, and the number of their users is also growing steadily.
Image source: boon.
The reasons for the rapid spread of payment systems presented by smartphone developers lie on the surface. First of all, it is convenient – the smartphone is always at hand, it is more versatile, and payment terminals catch the signal from the smartphone faster than from the chip in the plastic card. But more importantly, Apple Pay, Google Pay and the like are safer than plastic cards. They do not transfer card numbers, but use tokenization, which excludes theft of payment details.
According to Loup Ventures, Apple Pay was activated on 507 million iPhones as of September this year. A year ago, this technology was used on 441 million devices, so the user base grew by 15% in 12 months. In addition, analysts note that these statistics do not take into account the growth in the number of transactions, the volume of which has grown by more than 30% over the past six months. Similarly, the number of retail outlets and banking institutions with terminals supporting Apple Pay and Google Pay is growing. Here the growth is about 20% per year.
Image source: Samsung
All bank cards can be added to a smartphone or smartwatch at once, which frees users from having to carry a bunch of plastic with them everywhere. Moreover, some services allow you to add not only bank cards, but also club and discount cards. And as a result, the smartphone becomes a card organizer. Paying with a smartphone or smartwatch is faster and safer than a bank card. To intercept payment data from cards, scammers use skimmers – special devices that read all the data of bank cards in general. But with a smartphone, such a story will not work, because when paying, the smartphone uses a “fake” virtual card, which does not contain any data of the original bank card, but acts as a bridge between you and the store. This information is of no value to fraudsters.
Image source: Garmin
After all, Apple Pay and Google Pay protect your finances even if your device is lost. Indeed, in order to take advantage of finances, you first need to unlock your smartphone, which is usually protected by a fingerprint, face scan, pin code or pattern.
Contactless payment works through the NFC module, designed to exchange data between two devices at a distance of up to 10 centimeters. Recall that Apple Pay supports all iPhones from the sixth generation inclusive. And also Apple Watch of all series are compatible with this system. With smartphones on Android, the story is more complicated, but many modern models of leading manufacturers are likely to have support for one of the contactless payment technologies.